Terms and Conditions of Service

These terms govern your use of our financial planning subscription service and website located at Cynorivaleth. Please read them carefully before subscribing.

Acceptance of Terms

By subscribing to our service, creating an account, or using our website, you agree to be bound by these terms and conditions.

If you do not agree with any part of these terms, please do not use our service or website

Important Definitions

The following terms have specific meanings throughout this agreement:

  • Service: Our monthly financial planning subscription including consultations, guidance, and related materials
  • User or You: Any individual who subscribes to or uses our financial planning service
  • Content: All information, advice, materials, and resources provided through our service
  • Subscription: Your monthly payment arrangement for ongoing access to our planning services

Service Description and Scope

Our service provides monthly financial planning consultations, personalized guidance, and ongoing support through a subscription model priced at $250 per month.

The service includes planning discussions, goal setting, and general financial guidance but does not constitute specific financial advice for individual transactions

User Eligibility Requirements

To use our service, you must meet certain eligibility criteria:

  • Be at least 18 years of age and legally capable of entering contracts
  • Provide accurate and truthful information during registration
  • Comply with all applicable Australian laws and regulations

18+ only

User Responsibilities and Obligations

As a subscriber, you agree to:

  • Provide accurate financial information necessary for effective planning guidance
  • Participate actively in scheduled consultation sessions
  • Make timely monthly subscription payments as agreed
  • Respect intellectual property rights in our materials and content
  • Use the service only for legitimate financial planning purposes

Prohibited Uses and Activities

You may not use our service for:

  • Any illegal activities or violation of applicable laws
  • Sharing account access or subscription benefits with others
  • Attempting to reverse engineer or copy our proprietary methods
  • Harassment of staff or other users
  • Misrepresentation of your identity or financial circumstances

Intellectual Property Rights

All content, materials, methods, and resources provided through our service remain our intellectual property and are protected by Australian copyright law.

You may use materials for personal planning purposes only and may not redistribute, sell, or commercially exploit any content

Privacy and Data Protection

Your privacy is important to us. Our Privacy Policy, which is incorporated into these terms, explains how we collect, use, and protect your personal information.

Subscription Payment Terms

Your subscription is subject to these payment conditions:

  • Monthly subscription fee of $250 AUD charged in advance
  • Automatic renewal unless cancelled with 30 days notice
  • No refunds for partial months or unused consultations

Limitation of Liability

To the maximum extent permitted by Australian law, our liability for any damages arising from your use of the service is limited to the amount paid for your subscription in the 12 months preceding the claim.

Past performance does not guarantee future results and individual outcomes may vary

User Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of the service, violation of these terms, or infringement of any rights.

Dispute Resolution Information

We are committed to resolving any disputes fairly and efficiently.

Dispute Resolution and Arbitration

Any disputes arising from these terms or your use of our service shall be resolved through binding arbitration under the rules of the Australian Centre for International Commercial Arbitration.

Arbitration proceedings will be conducted in Melbourne, Australia, with decisions being final and binding on all parties

Alternative Dispute Resolution

For international users, we participate in alternative dispute resolution procedures for consumer complaints.

Information about dispute resolution options is available through recognized mediation services: Learn more about dispute resolution

We are committed to resolving disputes fairly and efficiently through appropriate channels

Governing Law and Jurisdiction

These terms are governed by Australian law, and any legal proceedings shall be subject to the exclusive jurisdiction of Australian courts.

Termination of Service

Either party may terminate the subscription relationship with 30 days written notice. We reserve the right to terminate accounts immediately for violation of these terms.

Upon termination, access to service materials and consultations ends, though previously provided guidance remains available for your personal use

Terms Modification Policy

We may modify these terms periodically to reflect changes in our service, legal requirements, or business practices.

Significant changes will be communicated at least 30 days in advance through email or service notifications

Severability of Terms

If any provision of these terms is found unenforceable by a court, the remaining provisions shall continue in full force and effect.

Complete Agreement

These terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Cynorivaleth regarding use of our service.

Contact for Terms Questions

If you have questions about these terms or need clarification on any provisions, please contact us at info@cynorivaleth.com or +61 3 4140 4239.

Company Name: Cynorivaleth

Email Address: contact@cynorivaleth.com

Phone Number: +61 3 4140 4239

Business Address: 264–278 George Street, Sydney NSW, Australia

Effective Date: August 24, 2025

Last Updated: August 17, 2025